Waterfront
Address
9860 S Thomas Drive Unit 2010, Panama City Beach, FL
Price
$ 399,000
Property Attributes
- MLS#1005304
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodLaketown Wharf Phase II
- Zip32408
- StyleN-A
- Year Built2008
- Taxes$ 4385
- Price$ 399,000
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1262
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Welcome to Laketown Wharf, one of Panama City Beach's most sought-after resort communities! This beautifully maintained, fully furnished PENTHOUSE 2-bedroom, 2-bath condo-Plus a private bunk area offers 1,262 square feet of coastal living with soaring 13ft ceilings and is completely turnkey, making it ready for immediate enjoyment or continued rental income from day one. Designed with both comfort and functionality in mind, the unit features a highly desirable bunk room in addition to two spacious bedrooms, allowing it to comfortably accommodate families and larger groups. Located on the 20th floor, this penthouse condo offers beautiful views of the Gulf of Mexico and Panama City Beach's stunning coastline. Start your mornings with coffee on the balcony while taking in the emerald waters of the Gulf, and end your evenings watching breathtaking sunsets paint the sky in shades of orange, pink, and gold. The elevated vantage point provides a picturesque backdrop that guests and owners alike will appreciate year-round. For investors, the numbers speak for themselves, with over $50,000 annually in actual gross rental income and a proven history of strong guest demand. The spacious floor plan, Gulf views, and resort amenities combine to create a property that appeals to vacationers throughout the year. Recent Upgrades & Improvements: This condo has been thoughtfully maintained and updated, offering added value and peace of mind for its next owner. Recent improvements include a new hot water heater (2022), new HVAC system (2023), new dishwasher (2023), new refrigerator (2024), and new microwave (2024). These major updates help minimize future maintenance expenses while enhancing the property's appeal for both personal use and vacation rental guests. Laketown Wharf is known for its impressive lineup of resort-style amenities, including five swimming pools, a private freshwater lake with a scenic boardwalk, fitness center, putting green, splash pad, covered parking garage, and the community's signature nightly fountain, music, and light show. These amenities help make Laketown Wharf one of the most popular destinations in Panama City Beach for owners and vacationers alike. Conveniently located in the heart of Panama City Beach, you'll be just minutes from some of the area's best shopping, dining, entertainment, golf, and family attractions. From Pier Park and local restaurants to popular attractions and outdoor activities, everything you need for the perfect beach getaway is within easy reach. Whether you're looking for a proven investment property, a vacation retreat, or a combination of both, this fully furnished condo offers an exceptional opportunity to own in one of Panama City Beach's premier resort communities while enjoying Gulf views, spectacular sunsets, outstanding amenities, and strong rental performance.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 6/12/2026 | Listed $419,000 |
| 7/21/2026 | 5$399,000 |
General Features
| Utilities | Electric,Phone,Public Water,TV Cable |
|---|---|
| Property Subtype | Condominium |
| Community Features | Short Term Rental - Allowed,BBQ Pit/Grill,Beach,Dock,Dumpster,Elevators,Exercise Room,Handicap Provisions,Pavillion/Gazebo,Pets Allowed,Picnic Area,Pool,TV Cable,Waterfront,Whirlpool |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | Laketown Wharf Phase II |
| Status | Active |
| Buyer Financing | Conventional,Other |
| Directions | GPS Friendly |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Elementary School | Breakfast Point |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 2723 - Beach - South of Grand Lagoon |
| Standard Status | Active |
| Sewer | Public Sewer |
| View | Lake,Lagoon,Gulf,Unit Waterview Only |
| Waterfront Features | Unit Waterfront,Lake,Pond |
| Tax Assessed Value | 3195 |
| Heating | Central |
| Cooling | Central Air |
| Patio/Porch Features | Deck Open,Patio Covered,Patio Open |
| Architectural Style | N/A |
| Construction Materials | Concrete,Stucco |
| Year Built | 2008 |
| Tax Year | 2025 |
| New Construction | false |
| Total Rooms | 6 |
| Carport Y/N | false |
| Property Condition | Renovated,Construction Complete |
| Association Fee Includes | Ground Keeping,Insurance,Land Recreation,Recreational Faclty,Security,Sewer,Water,Cable TV,Trash |
| Pool Features | Pool - Heated,Pool - In-Ground,Pool Type |
| Unit Number | UNIT 2010 |
| HOA | true |
| Security Features | Fire Alarm/Sprinkler |
Interior Features
| Total Baths | 2 |
|---|---|
| Interior Amenities | Breakfast Bar,Kitchen Island,Lighting Track,Washer/Dryer Hookup |
| Flooring | Floor Tile,Floor Vinyl |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Stories | 22 |
| Window Features | Window Treatmnt Some |
| Furnished Y/N | Furnished - All |
Exterior Features
| Waterfront Y/N | true |
|---|---|
| Exterior Amenities | Balcony,BBQ Pit/Grill,Dock,Hot Tub,Pavillion/Gazebo,Shower,Sprinkler System |
| Foundation Details | Foundation On Piling |
| Building Area Total | 1262 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32408
Price
Taxes
Year Built
In The Neighborhood
Waterfront
Panama City Beach
$ 410,000
9860 S Thomas Drive 1123
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,262 SqFt
- Rooms
- 2 Beds + 2 Baths
Reduced
Panama City
$ 259,900
9860 S Thomas Drive 814
Panama City, FL 32408
- Type
- Condos
- Size
- 1,047 SqFt
- Rooms
- 1 Beds + 2 Baths
Reduced
Panama City Beach
$ 375,000
9860 S Thomas Drive 1027
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,262 SqFt
- Rooms
- 3 Beds + 2 Baths
Water Views
Panama City Beach
$ 365,000
9860 S Thomas Drive Unit 2111
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,262 SqFt
- Rooms
- 2 Beds + 2 Baths
Water Views
Panama City Beach
$ 270,000
9902 S Thomas Drive Unit 1932
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,262 SqFt
- Rooms
- 2 Beds + 2 Baths
Waterfront
Panama City
$ 349,000
9902 S Thomas Drive 1635
Panama City, FL 32408
- Type
- Condos
- Size
- 1,047 SqFt
- Rooms
- 1 Beds + 2 Baths
Reduced
Panama City Beach
$ 299,000
9860 S Thomas Drive Unit 214
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,047 SqFt
- Rooms
- 1 Beds + 2 Baths
Water Views
Panama City Beach
$ 269,999
9860 S Thomas Drive 815
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,047 SqFt
- Rooms
- 1 Beds + 2 Baths
Reduced
Panama City Beach
$ 349,000
9860 S Thomas Drive 1107
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,262 SqFt
- Rooms
- 2 Beds + 2 Baths
Reduced
Panama City Beach
$ 370,000
9902 S Thomas Drive Unit 333
Panama City Beach, FL 32408
- Type
- Condos
- Size
- 1,681 SqFt
- Rooms
- 3 Beds + 3 Baths
Reduced
Panama City
$ 475,000
9860 S Thomas Drive 1706
Panama City, FL 32408
- Type
- Condos
- Size
- 1,262 SqFt
- Rooms
- 3 Beds + 2 Baths
Reduced
Panama City
$ 249,000
9860 S Thomas Drive 1516
Panama City, FL 32408
- Type
- Condos
- Size
- 1,047 SqFt
- Rooms
- 1 Beds + 2 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 17, 2026 10:29 AM UTC
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
