Address
8700 Front Beach Road 3308, Panama City Beach, FL
Price
$ 215,000
Property Attributes
- MLS#793091
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City Beach
- Area03 - Bay County - Beach
- NeighborhoodIsland Reserve
- Zip32407
- Style
- Year Built2009
- Taxes$ 2195
- Price$ 215,000
- Bedrooms1
- Full Bathrooms1
- Half Bathrooms0
- Sqr Footage1071
Data Source:
Central Panhandle Association of REALTORS® (CPAR)
Property Description
ASSUMABLE VA LOAN AT 3.5%! Cut your monthly payment in half. Buyers can assume the existing $150k balance at a historic 3.5% interest rate. Welcome to Island Reserve and this fully equipped 1-bedroom, 1-bath condo, with 1,071 square feet of living space, offering a remarkably spacious, upscale, resort-style living experience. Overlooking the beautiful courtyard, this well-maintained condo features 10-foot ceilings, crown moldings, granite countertops, wood and tile flooring, including a large bonus room or den ideal for a home office, media room, or guest nook. The kitchen area is designed with an open-concept layout that integrates seamlessly into the main living and dining spaces. This highly sought-after residential community is loved for its peaceful atmosphere, resort-style amenities, and true neighborhood feel. Short term rentals are prohibited, ensuring a quiet, residential atmosphere year-round. The multi-level parking garage allows you to park on the same floor as your unit, eliminating the need for stairs or elevators. Offering a strong social club with community events, steps away from the 1-acre tropical lagoon pool with waterfalls, indoor basketball/pickleball courts, fitness center, game room and gated security. Located just 1.4 miles from the sugar-white sands of Panama City Beach and minutes from the Hathaway Bridge, Island Reserve offers the perfect blend of tranquility and convenience. The unit comes furnished or unfurnished, buyer's preference.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 7/24/2026 | Listed $215,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Property Subtype | Condominium |
| Tax Year | 2025 |
| Community Features | Community Pool,Gated |
| County | Bay |
| Property Type | Residential |
| HOA | true |
| Subdivision Name | Island Reserve |
| Special Listing Conditions | Listed As-Is |
| Status | Active |
| Directions | From Front Beach Road heading west, turn right on Allison Road (next to Zoo World). Gated Entrance on right. Drive into parking garage and look for building 3 on 3rd floor. |
| High School | Arnold |
| City | Panama City Beach |
| Zoning Description | Resid Multi-Family |
| MLS Area | 03 - Bay County - Beach |
| Elementary School | Breakfast Point |
| Land Lease Y/N | false |
| Tax Annual Amount | 2195.24 |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 0320 - Beach - Middle Central |
| Standard Status | Active |
| Property Sub Type Additional | Condominium |
| Association Amenities | Game Room,Gated,Spa/Hot Tub |
| Occupancy Type | Occupied |
| Year Built | 2009 |
| Association Fee Includes | Clubhouse,Fitness Facility,Insurance,Internet,Legal/Accounting,Pool(s),Security,Trash,Water |
| Heating | Heat Pump |
| Cooling | Heat Pump |
| Appliances | Electric Oven,Electric Range,Electric Water Heater |
| Patio/Porch Features | Balcony |
| Construction Materials | Stucco,Wood Frame |
| Attached Garage | false |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 1 |
| Garage Spaces | 2 |
| Architectural Style | Low Rise |
| Stories Count | 3 |
| Levels | Three Or More |
| HOA Fee | 1448 |
| Assoc Fee Paid Per | Quarterly |
| Pool Features | Gunite,In Ground,Community |
| Security Features | Gated Community,Key Card Entry,Security Fence,Security Gate |
| Unit Number | 3308 |
| New Construction | false |
| Senior Community Y/N | false |
| Number Of Units Total | 26 |
| Roof | Asphalt |
Interior Features
| Total Baths | 1 |
|---|---|
| Interior Amenities | Double Vanity,Tub Shower,Walk-In Closet(s),Entrance Foyer |
| Furnished Units | Partially |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Total Bedrooms | 1 |
| LivingAreaSource | Appraiser |
| Total Stories | 3 |
Exterior Features
| Lot Features | Paved |
|---|---|
| Lot Dimensions | 0x0 |
| Parking Features | Additional Parking,Gated |
| Building Area Total | 1071 |
| Waterfront Y/N | false |
| Exterior Amenities | Rain Gutters |
| Fencing | Full,Fenced |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32407
Price
Taxes
Year Built
In The Neighborhood
Just Listed
Panama City Beach
$ 234,900
8700 Front Beach Road 6310
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,588 SqFt
- Rooms
- 1 Beds + 1.5 Baths
Panama City Beach
$ 350,000
8700 Front Beach Road Unit 1217
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,761 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 199,000
8700 Front Beach Road 3106
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,071 SqFt
- Rooms
- 1 Beds + 1 Baths
Panama City Beach
$ 250,000
8700 Front Beach Road 4110
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,325 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Panama City Beach
$ 280,000
8700 Front Beach Road Unit 7207
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,325 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Panama City Beach
$ 230,000
8700 Front Beach Road Unit 3303
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,588 SqFt
- Rooms
- 1 Beds + 1 Baths
Panama City Beach
$ 315,000
8700 Front Beach Road 4309
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,325 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Eco Friendly
Panama City Beach
$ 368,500
8700 Front Beach Road 4216
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,761 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 185,000
8700 Front Beach Road Unit 1105
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,071 SqFt
- Rooms
- 1 Beds + 1 Baths
Reduced
Panama City Beach
$ 346,900
8700 Front Beach Road 7101
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,761 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Reduced
Panama City Beach
$ 195,000
8700 Front Beach Road 1215
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,071 SqFt
- Rooms
- 1 Beds + 1 Baths
Reduced
Panama City Beach
$ 298,000
8700 Front Beach Road 6105
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,325 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 16, 2026 9:42 AM UTC
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
