No HOA Fees
Address
8700 Front Beach Road Unit 7107, Panama City Beach, FL
Price
$ 269,900
Property Attributes
- MLS#1002401
- TypeCondos
- Listing Status Active
- CountyBay
- CityPanama City Beach
- AreaBay County
- NeighborhoodISLAND RESERVE
- Zip32407
- StyleN-A
- Year Built2008
- Taxes$ 2947
- Price$ 269,900
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms1
- Sqr Footage1325
Data Source:
Emerald Coast MLS (ECAR)
Property Description
Set within the gated grounds of Island Reserve, this first-floor residence offers an easygoing take on coastal living with the kind of convenience that is hard to overstate. Positioned just off the parking garage, the condo makes everyday arrivals refreshingly simple, whether unloading groceries, bringing in beach gear or pulling up just outside the patio from the interior road. Inside, 10-foot ceilings, crown molding and a thoughtful split-bedroom layout give the home an airy, comfortable feel suited to both entertaining and quiet retreat. The kitchen is designed for gathering, featuring stainless steel appliances, undercabinet lighting, abundant cabinetry and a generous island bar that anchors the main living space. Recent updates add further appeal, including HVAC replacement in November 2024, a water heater installed two years ago, newer vinyl plank flooring throughout with no carpet, fresh paint and updated vents and light bulbs throughout. Additional recent improvements include a new toilet in the primary bath, professional shower recaulking and cleaning, regrouted kitchen flooring and a deep cleaning that extended to blinds and baseboards. Both bedroom suites offer walk-in closets and direct patio access, creating a rare sense of privacy and connection to the outdoors. One bath includes a soaking tub and separate shower, while the second features a standalone shower. The spacious patio is framed by a colorful mix of shrubs and flowers, offering a more secluded setting for relaxing or sunbathing. Building 7 enjoys a particularly convenient location next to the amenities building and just moments from the community's lagoon-style pool, complete with waterfalls, a hot tub and splash pad. Owners also enjoy access to a modern fitness center, pickleball and basketball court, theater room, pool table and community gathering spaces, along with beautifully landscaped courtyards accented by lighted fountains. HOA dues include pest control and yard maintenance, adding to the ease of ownership. Less than two miles from the beach and close to restaurants, shopping and medical facilities, this golf cart-friendly residence also benefits from a lively social calendar and the added advantage of no short-term rentals. Move in, relax and enjoy.
| Elementary School | Middle School | High School |
|---|---|---|
| Breakfast Point Elementary School | Breakfast Point Middle School | Arnold High School |
| Price History | |
|---|---|
| 5/7/2026 | Listed $275,000 |
| 8/11/2026 | 2$269,900 |
General Features
| Utilities | Electric,Public Water |
|---|---|
| Property Subtype | Condominium |
| County | Bay |
| Property Type | Residential |
| Subdivision Name | ISLAND RESERVE |
| Status | Active |
| Directions | From the Hathaway Bridge, continue west on Front Beach Road and turn right into Island Reserve. Go straight into the parking garage. Unit is on the first floor, in the first building that's left of the parking garage. |
| High School | Arnold |
| City | Panama City Beach |
| MLS Area | 27 - Bay County |
| Lot Size Units | Acres |
| Elementary School | Breakfast Point |
| Middle/Junior High School | Breakfast Point |
| MLS Area Minor | 2720 - Beach - Middle Central |
| Standard Status | Active |
| Sewer | Public Sewer |
| Tax Assessed Value | 2166 |
| Heating | Central |
| Cooling | Central Air |
| Architectural Style | N/A |
| Year Built | 2008 |
| Tax Year | 2025 |
| New Construction | false |
| Attached Garage | false |
| Total Rooms | 7 |
| Carport Y/N | false |
| Property Condition | Construction Complete |
| Pool Features | Pool Type |
| Unit Number | UNIT 7107 |
Interior Features
| Total Baths | 3 |
|---|---|
| Air Conditioning Y/N | true |
| Heating Y/N | true |
Exterior Features
| Building Area Total | 1325 |
|---|---|
| Parking Features | Garage Detached,Other |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Pets
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Condos Average in 32407
Price
Taxes
Year Built
In The Neighborhood
Panama City Beach
$ 350,000
8700 Front Beach Road Unit 1217
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,761 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 199,000
8700 Front Beach Road 3106
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,071 SqFt
- Rooms
- 1 Beds + 1 Baths
Panama City Beach
$ 250,000
8700 Front Beach Road 4110
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,325 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Panama City Beach
$ 215,000
8700 Front Beach Road 3308
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,071 SqFt
- Rooms
- 1 Beds + 1 Baths
Panama City Beach
$ 280,000
8700 Front Beach Road Unit 7207
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,325 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Panama City Beach
$ 230,000
8700 Front Beach Road Unit 3303
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,588 SqFt
- Rooms
- 1 Beds + 1 Baths
Panama City Beach
$ 315,000
8700 Front Beach Road 4309
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,325 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Eco Friendly
Panama City Beach
$ 368,500
8700 Front Beach Road 4216
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,761 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Panama City Beach
$ 185,000
8700 Front Beach Road Unit 1105
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,071 SqFt
- Rooms
- 1 Beds + 1 Baths
Reduced
Panama City Beach
$ 346,900
8700 Front Beach Road 7101
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,761 SqFt
- Rooms
- 3 Beds + 2.5 Baths
Reduced
Panama City Beach
$ 195,000
8700 Front Beach Road 1215
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,071 SqFt
- Rooms
- 1 Beds + 1 Baths
Reduced
Panama City Beach
$ 298,000
8700 Front Beach Road 6105
Panama City Beach, FL 32407
- Type
- Condos
- Size
- 1,325 SqFt
- Rooms
- 2 Beds + 2.5 Baths
Emerald Coast Association of REALTORS®, Inc. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 15, 2026 8:21 PM UTC
Listing data provided by: Central Panhandle Association of Realtors (CPAR)
Information deemed reliable but not guaranteed. The information is provided exclusively for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
